Kinds of Insurance

Insurance generally consist of three categories, namely:


Insurance Losses
comprised of property insurance (property, vehicles and others).The interests of financial, legal responsibility, and self-insurance(accident or health).


Life Insurance
Essentially a form of cooperation among people who avoid orminimize the risks caused by death (which certainly occurred but did not know when it happened), the risk of old age (which isdefinitely happening and know when it happened but not surehow long), risk of accidents (which are not inevitable, but notimpossible), where cooperation is coordinated by the insurancecompany, which works on the basis of law of large numbers,which spread the risk to people who want to work together.Included in programs such as life insurance: educationinsurance, retirement, investment, stages, health.


Social Insurance
Social insurance is a compulsory insurance program organized by the government under the Act. The purpose of insurance is to provide a basic guarantee for the public and are not intended forcommercial gain.